The daily payments transaction limit for UPI payments is ₹1 lakh per bank account. If your credit card bill exceeds this amount, you have a couple of options -
- Split Payments: You can split the payment across multiple days. For example, if your bill is ₹3 lakh, you can make a payment of ₹1 lakh each day over three consecutive days
- Multiple UPI IDs: Alternatively, you can use different UPI IDs linked to separate bank accounts to complete the payment on the same day. These methods ensure you can manage larger payments conveniently within the transaction limits set by UPI.