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  3. Credit Score Tracking (CIBIL & Equifax)

Credit Score Tracking (CIBIL & Equifax)

  • Which credit bureaus does Fold support? / Where is my score coming from?
  • When does my score update? / How often can I refresh my Equifax and CIBIL scores?
  • Will checking my score on Fold reduce it? / Is this a "hard pull" or a "soft pull"?
  • I just paid off a loan or credit card bill, but it still shows as "Active" or "Overdue" on Fold.
  • A loan or credit card I took recently is completely missing from my report.
  • How do I raise a dispute for an error on my CIBIL report?
  • How do I raise a dispute for incorrect information in my Equifax report.
  • My score says "NA", "NH", or "-1". What does this mean?
  • Why did my credit score drop suddenly when I haven't missed a payment?
  • Why is my score on Fold different from what I see on other apps?
  • Why is my CIBIL score different from my Equifax score?

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